Payment costs affect more than processing fees
For card-not-present businesses, even small improvements in payment processing costs can flow directly into operating profit. Avendo lets eligible processors compete on pricing transaction by transaction.
See If the Business Qualifies
One application. No commitment to switch.
$5,000,000
Assumption: annual card-not-present volume
| Processing improvement | Annual expense reduction | Illustrative value impact at 5× EBITDA |
|---|---|---|
| 0.25% | $12,500 | $62,500 |
| 0.50% | $25,000 | $125,000 |
| 1.00% | $50,000 | $250,000 |
*Illustrative only. Assumes the expense reduction is sustainable, reflected in normalized EBITDA, and the same 5× valuation multiple applies. Actual valuation impact will vary.
Payment processing belongs on the cost review list
Post-close buyers routinely review software, insurance, vendors, banking relationships and other operating expenses. Payment processing belongs on that review list too.
Instead of simply renegotiating one processor, Avendo creates transaction-level competition among eligible processors.
Single processor
- One pricing source
- Negotiate occasionally
- Pricing becomes static again
Periodic rate review
- Compare options periodically
- Select one provider
- Competition stops
Avendo
- Multiple eligible pricing sources
- Compete transaction by transaction
- Competition continues
Designed for business owners, CFOs, controllers, CPAs, fractional CFOs, M&A advisors, buyers, and private-equity professionals reviewing the economics of a card-not-present business.
- No merchant fee from Avendo.
- No obligation to switch before evaluating the opportunity.
- One application provides the starting point for participating processor review.